The following terms and conditions constitute a binding agreement between you (hereinafter referred to as "User" and “Buyer”), and PHUNDO Fintech India Private Limited. (hereinafter referred to as “Phundo”, “we,” or “us “or “our”), the operator of https://PHUNDO.com(the “Website”) and related websites, portal, on/in which these Terms of Use is posted or referenced (collectively, including using Services through the portal).

By subscribing to or using any of our portals you agree that you have read, understood and are bound by the Agreement, regardless of how you subscribe to or use the portal. . If you do not agree with these terms, you cannot use / access the portal or utilize any Services. These Terms and various other policies are binding as per the provisions of the Information Technology (Intermediaries guidelines) Rules, 2011 formulated under the Information Technology Act of 2000.

In these Terms, references to "you" or "User" shall mean You accessing the Website, its contents and using the portal , and "Service Providers" means an independent third party service providers, and "we", "us" and "our" shall mean Phundo and its affliates.

These terms of use (the “Terms of Use”), together with our PRIVACY POLICY and DISCLAIMER, (each of which are incorporated herein by reference, and collectively, this “Agreement”) govern your use of the portal, both as a non-registered User and as a registered User.

Please note that we offer Investment Accounts and Mutual Fund Services (hereinafter “the Services”) through the portal "AS IS". If you are registering an account or using the portal on behalf of an individual or entity other than yourself, you represent that you are authorized by such individual or entity to accept this Agreement on such individual's or entity's behalf.

This Agreement was last updated on 15 December 2017.